"What is Nanny Insurance and do I need it?" - a question we get asked more and more often.
Nanny Insurance is basically a Liability Insurance suited for nannies while they are carrying out there professional duties.
"Do I have to have a Nanny Insurance?"
No, currently you don't HAVE TO have one (unless you are in the process of becoming Ofsted Regsitered), but if you are a professional nanny working with children aged newborn - 17, then it is probably a good idea to have one!
As a professional nanny, the very nature of your job means that safety is the very core of what you do. Still, no matter how careful you are, accidents can and do happen. Should anything happen to your little charge while under your care, a Nanny Insurance will cover your legal costs should you be held liable. Now just to be clear, taking out a Nanny Insurance won't make you less responsible!
By having a Nanny Insurance, you are certainly showing a professional approach to your job and sending a strong message to your employer that you are taking your responsibility seriously.